Sneaky rate hikes – is your lender behind them?
The Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking their variable…
Read MoreHas the tide turned? What the RBA rate pause means for homeowners
Mortgage holders rejoice - the Reserve Bank of Australia (RBA) kept the cash rate on hold in August for the second month…
Read MoreWhy are fixed rates still rising? And when might they drop again?
With plenty of pundits tipping interest rates will start to fall in the next 12 months, we look at why the big…
Read MoreWhere homeowners are spending $1 billion a month
Australians are showering their homes with $1 billion worth of love each month as home improvement spending ramps up. We look at…
Read MoreCould apartment living help you dive into the property market sooner?
Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could switching from…
Read MoreMortgage holders breathe a sigh of relief as RBA puts cash rate on hold
Phew! The Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. So is the end…
Read MoreBreaking out of mortgage prison: can easing serviceability buffers help?
Have you been keen to refinance but told you can't? You’re not alone. Many Australian households are currently locked into their home…
Read MoreHomebuying intentions climb as Aussies untie themselves from rental crunch
Despite the soaring cost of living and successive interest rate hikes, homebuying intentions have climbed, latest data shows. So why are so…
Read MoreMortgage serviceability: how to jump through the hoops
Mortgage serviceability can feel like a frustrating hurdle to clear. But it‘s an important safeguard against borrowing too much, particularly in the…
Read MoreRBA attempts to beat back inflation with another rate hike, up to 4.10%
Drumroll… The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much…
Read MoreWhy more Aussies are turning their backs on the McMansion
Australians are increasingly “thinking small” when it comes to buying a home and cracking the property market. And with perks like affordability,…
Read MoreIs the property market starting to rebound?
Navigating the Australian property market over the past year has felt like standing on shifting sands. But is the market starting to…
Read MoreProperty valuation: what you need to know when buying a home
When buying property, it’s good to know the market value. After all, you want to know you’re paying a fair amount. But…
Read MoreHeads up business owners: the asset write-off deadline is looming!
Business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the full cost have just…
Read MoreMore home buyers set to benefit from low deposit, no LMI schemes
More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded Home Guarantee…
Read MoreHomeowners brace as RBA raises cash rate to 3.85%
The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it…
Read MoreTips to help stay on top amidst the rate hike cycle
With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your…
Read MoreProperty listings and prices are bouncing back
As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for…
Read MoreWhat is the fixed-rate cliff and how can refinancing help?
You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to…
Read MoreMortgage holders granted a reprieve as RBA puts interest rates on hold
And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash…
Read MoreMoney habits that may raise lenders’ eyebrows
We all know being on our monetary best behaviour can help to land a home loan. But did you know there are…
Read MoreTime to jump in? First home buyer deposit saving times plunge
Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home…
Read MoreGot an eagle eye on house prices? Rate rises are only part of the story
Rate rises can affect the property market, as we’ve all seen of late. But there are other factors that appear to hold…
Read MoreHomeowners feel the pinch as RBA lifts cash rate to 3.60%
The RBA has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate…
Read MoreThe latest twist in the tale of national property prices: explained
The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny on current…
Read MoreTake the heat off rate hike fears with these 4 tips for buyers
Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone; it’s a buyer’s market…
Read MoreHow to prepare for a fixed-rate mortgage cliff
Do you have a fixed rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with…
Read MoreRBA hikes the cash rate for the ninth time in a row, to 3.35%
The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%.…
Read MoreConsidering refinancing your mortgage? Here are some questions to ask
Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be…
Read MoreCan a job switch affect your mortgage application?
Changing jobs may offer more perks - higher income, greater fulfilment, and the opportunity for growth are often things people look for…
Read MorePlanning a reno in 2023? Here are 4 tips for smooth sailing
Having a spruced-up home feels great. And it can also boost your home’s value. But, as exciting as the prospect of rolling…
Read MoreGet a financial head start on the school year
Finding the time to delve into your finances can be a struggle. But the school holidays can offer the perfect time, especially…
Read MoreWhat you should know about buying a tenanted investment property
Buying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing off already…
Read More4 New Year’s resolutions for financial fitness
As the sun rises on January 1, many Australians will be getting started on their new year’s pacts. The gym will be…
Read MoreSeasons greetings! Here’s to a happy and prosperous 2023
End-of-year festivities have snuck up on us! Wishing you and yours a swell Noel and a wonderful new year.
Read MoreFirst home buyer numbers have halved: is it time to swoop in?
Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits…
Read MoreAre we there yet? RBA hikes cash rate for eighth straight month to 3.10%
The Reserve Bank of Australia has driven the cash rate up by another 25 basis points to 3.10%. Find out how much…
Read MoreWhere there’s a will (and genuine savings), there’s a way
Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan.…
Read MoreYour new phone or your home loan? What would you research more?
What’s more important: your new phone or your next home loan? Well, we were stunned to see a recent survey that showed…
Read More5 surprising reasons for home loan heartbreak
Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could…
Read MoreBuying could be cheaper than renting for a third of properties
For many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. But a recent analysis…
Read MoreHold your horses: RBA hikes cash rate again to 2.85%
Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25 basis points…
Read MoreWith property prices dropping, is now the time to refinance?
You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll…
Read MoreIs now a good time to buy an investment property?
You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent interest rate…
Read MoreNurses and midwives now eligible for LMI waiver
Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could…
Read MoreRBA lifts cash rate for the sixth month in a row to 2.60%
The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 25 basis points to 2.60%. How much will…
Read MoreHow to escape renting and get into the property market
The recent decline in rental properties has caused many to feel uncertain about their housing situation. Here’s how you can leave renting…
Read MoreHow long does it take for an interest rate rise to kick in?
Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are on the…
Read MoreIs now a good time to buy?
Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted, you may…
Read MoreRBA hikes the cash rate for fifth straight month to 2.35%
The Reserve Bank of Australia has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you…
Read MoreWhat happens when you roll off your fixed-rate mortgage?
They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So what can you…
Read MoreProperty prices are predicted to dip: 5 ways you can prepare to buy
Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start…
Read MoreCould an eco reno boost your property’s value?
You’ve probably heard that interest rates are on the rise and national property prices are on the way back down. Here’s how…
Read MoreWhy you might want to refinance sooner rather than later
Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look…
Read MoreInterest rates to keep climbing as RBA hikes cash rate to 1.85%
The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.85%. Here’s how to…
Read MoreKeep calm and carry on: 5 ways you can absorb interest rate rises
We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If…
Read MoreRenovate or invest? How 7-in-10 Aussies are using their equity
Seven in 10 homeowners have recently used the equity in their home to renovate, invest in property or shares, or boost their…
Read MoreSingle and under 30? You’re a great fit for the 5% deposit scheme
Single Australians under 30 snare the lion’s share of spots in the federal government’s 5% deposit first home buyer scheme, according to…
Read MoreThe tax on luxury cars just got a little cheaper
Got your eye on a luxury car that’ll make your mates jealous? Or perhaps something that’s a little more fuel-efficient and environmentally…
Read MoreRBA lifts cash rate for the third month in a row to 1.35%
The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.35% amid continuing inflation…
Read MoreFinancial hardship arrangement reporting is about to change
With interest rates on the way back up, there’s no doubt some households around the country are starting to do it a…
Read MoreWant a first home buyer scheme spot? Here’s how to get the inside lane
We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a…
Read MoreNo more Mr Nice Guy: the ATO wants its money
Tax time is just around the corner and the ATO has sent out a warning to businesses around the country that owe…
Read MoreRefinancing numbers are surging across the country, here’s why
Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking…
Read MoreRBA increases cash rate for second consecutive month, to 0.85%
The Reserve Bank of Australia (RBA) has increased the official cash rate by 50 basis points to 0.85%. How much extra should…
Read MoreBanks tighten lending, reducing the maximum you can borrow
Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from…
Read MoreBulk of SMEs preparing for growth over next 12 months: research
Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of…
Read MoreATO hit list: rental property income and capital gains
Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and…
Read MoreThe two major parties’ first home buyer policies explained
Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two…
Read MoreReady for lift-off: how to prepare a buffer for more rate rises
Rate rises are a bit like taking off in a plane. Sure, it's a bit nervy, but so long as you’ve run…
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