Computers, whitegoods, furniture – they’re just some of the goods you’re used to seeing end-of-financial-year deals on. But did you know you can also snag a red-hot home loan deal?
Just as a personal trainer can help you reach your fitness goals, a financial adviser can keep you on track with your personal wealth journey.
Saving a home loan deposit can be challenging enough. Then, lenders often will put another hurdle in your way by asking for proof of ‘genuine savings’. Here’s all you need to know about clearing that obstacle.
So you’ve found the ideal property and it’s time to source finance? Here’s how to play your cards right and get a great home loan deal sorted before the settlement date.
Things start out so rosy. You both like the same movies, sports teams and pistachio-flavoured gelato. Then one day you realise you manage your finances in completely different ways. Well, here’s how to get on the same page.
They grow up so fast. One minute they’re nagging you for a dollhouse, the next, it’s for help buying a two bedroom unit in an up-and-coming suburb. If you always find it hard to say ‘no’ to your kids, here’s how to say ‘yes’ the right way.
Families have just a few weeks before a big change to child care fee assistance comes into effect. Here’s how to find out if your family may need to adjust your mortgage repayments as a result.
Families have just a few weeks before a new child care subsidy kicks in. Find out if your family will be better or worse off after the goalposts shift.
They say a fool and their money are easily parted. But with how sophisticated scams are becoming nowadays, it’s no longer just fools who are being duped. Here’s how to spot a scam in the digital day and age.
We pride ourselves on getting you a darn good home loan. So if someone calls up out of the blue with suspicious promises of a better offer, here’s how to know if you’re being scammed.
Much has been made of federal budget’s tax relief measures. But don’t wait around for them like a chump. They could be pocket-change compared to what you could save from getting your own house in order.
Blink and you’ll miss it. Well, at least that’s how it feels when mustering up the effort to keep pace with the 24-hour news cycle these days. Here’s a good ol’ fashioned post-budget property news round-up.
So you’ve finally found the property of your dreams and you can’t stand the thought of someone else moving in? Don’t let a payment oversight get in the way.
Fishing? Travelling? Lending your expertise to a charity? How you intend to spend your golden years is every bit as important as how you save for it.
First home buyers are finally getting a bigger piece of the east coast property pie, thanks to the availability of first home buyer incentives and the easing in investor activity.
Though the ads are often cliche, overly dramatic, and designed to provoke a sense of fear, life insurance can play an important role for some families.
You know how it goes. You see that dream property you’ve just got to have, and then next minute, the budget is in smithereens. Well, at least that’s what happens to almost a quarter of home buyers.
Ever heard that saying along the lines of: ‘A dollar saved is a dollar earned’? Well, that’s not exactly true. Because a dollar saved can earn you much, much more.
If you had a roadmap for life, buying your first property would fall somewhere around getting married and having your first child. You spend hours upon hours researching up on the first two, so it only makes sense to do a bit of homework on this one, too.
How much money would be enough for you to become financially free for the rest of your life? One million? Three million? Recent research has revealed the ‘magic number’, and it’s a little surprising.
So you’ve decided to finally take the plunge and start saving for a deposit to buy your first home? Here’s a few handy tips to get you started.
If you’re a soon-to-be retiree, you can be forgiven for thinking you’ve been a little hard done by with regards to retirement planning schemes. Rest assured there’s still time to ensure a comfortable retirement.
In a perfect world you select a property to buy, complete with white picket fence, and the settlement goes through on the agreed date without a hitch. But as we all know, we don’t live in a perfect world.
Your bags are packed, your visas are confirmed, and your immunisations are up-to-date. But have you made sure you won’t be charged an arm and a leg during the trip?
Whether you’re planning to send your children to a public school, faith-based school or a private school, here’s how much you can expect to pay for their education.
Looking to sell your current property and upgrade to another? Here’s all you need to know about bridging loans.
Seen an offer along the lines of: ‘Drive away, 0% finance to pay’? Well, like most things in life, when it sounds too good to be true, it probably is.
For most first home buyers, the property market can seem like a tough nut to crack. But today we’ll look at a new super scheme that makes it a whole lot easier to save for a deposit.
Whether you’re moving into a new property, or looking to save for an investment, here are five things you can do now to save money and the environment.
We’ve all seen the movies where the luckless protagonist borrows money from a remorseless loanshark and is warned they’ll lose a finger each day they’re overdue. Fortunately, us Australians have more civilized short-notice borrowing options, but they’re not without their risks.
Purchases don’t come much bigger than buying a new home. So it surprised me this week to discover that most homebuyers spend more time watching one Netflix episode than they do inspecting a property.
Small business owners are risking their health and their businesses by eschewing an annual holiday. Is it time you took a break?
‘Have you heard of my new Kickstarter? It’s a combination smart phone/coffee cup. I just need $100,000 to get it up and running. Want to contribute?’
Taxpayers are being put on notice by the ATO, which will be paying close attention to claims for ‘other work-related expenses’ this year.
Four out of five Australian homeowners are underinsured, but most don’t realise it until they need to make a claim.
The hangover has worn off, the (frightening) wedding bills have been paid, and you finally have time to relax and look forward to a long life of marital bliss ahead. Or do you?
Buckle up: interest charges have risen faster over the past year than any other corresponding period since 2011. That’s despite the Reserve Bank keeping rates on hold for the last 16 months.
The sharing economy isn’t simply here to stay, it’s a thriving part of the Australian business landscape. Here are four platforms to keep an eye on.
Financing options for homebuyers could open up once more with the federal government suggesting that lending restrictions could be eased if property prices fall sharper than expected.
Sure, the first half of this week has seen the Australian share market described as a “bloodbath”. But now’s not a good time to panic. Here’s why.
For many of us, a mortgage is something that stays around for the better part of our adult lives. Not so for Heidi Farrelly and her family.
Drop the clutch of excuses. Here’s how to ensure you never forget recording your work kilometres ever again.
It takes more than just cutting back on avocados to make it financially in Australia. Here’s what the under 35s really need to know.
Taxpayers are confused as to why they’re being put into the ATO’s PAYG instalments system without being informed of the change nor properly advised about outstanding debts, a report has found.
First home buyer loan numbers have soared to their highest levels in eight years amid predictions that Millennials will soon eclipse Baby Boomers’ real estate spending power.
Family trusts can be a good way to protect your family’s assets and ensure smooth succession planning. But be warned: they’re not for everyone.
If you saw on the news that someone’s business was robbed because they left the back door open, you may think they were daft. But don’t scoff, you could be doing the same with your business’s online security.
There are renewed calls to reform stamp duty across Australia following a report that reveals the controversial tax paid by homebuyers has almost doubled in just four years.
One of the biggest decisions you’ll ever make with your partner is whether or not to tie the knot. Not far behind that is whether to tie your accounts together.
Whether you’re fed up with the boss and looking to start your own business, or simply looking to pay off your home loan faster – the old adage ‘you need to spend money to make money’ doesn’t necessarily always ring true.
You might be comfortable paying off your mortgage now, but what if things change? Here are some tips on how to avoid a mortgage stress fracture.
Latest property data heralds good news for those eager to crack into the market in 2018.
NRL vs AFL. Neighbours vs Home & Away. Gas vs charcoal grill. We Aussies are no strangers to a heated debate. And that extends to the shares vs property discussion.
What small business issues would you like to see improved in 2018? Find out if they’re on the Ombudsman’s 2018 priority list.
It’s easy to get overwhelmed with a long list of tasks, so we’ve simplified things for you. Just tackle one job on this list each month and you’ll make a huge difference to your finances in 2018.
Whether it’s as an investment asset or a holiday home, buying your second property poses a unique set of challenges. Here’s what you should consider. Australians love property, and it’s […]
With the festive season upon us we’d like to take a moment to thank you all for a fantastic 2017!
Whenever we think of New Year’s resolutions, we always seem to commit to improving our physical wellbeing rather than our financial wellbeing.
A five-star rating score may sound like a great way to decide what brand to buy this Christmas, but who is doing the rating, and what do those stars actually mean?
Saying no to family is always difficult. But if a family member or friend asks you to become a loan guarantor, it always pays to think carefully before signing on the dotted line.
Whether you’re keen to start monetizing a passion project, or want to finally escape office politics and run your own show, here are four issues that trip up new business owners.
Ask 10 different financial experts about the future of Bitcoin, and you’ll get 10 different answers. Here’s the good, the bad and the outright ugly.
A regulatory crackdown on interest-only loans has been much more effective than many anticipated, but rest assured the option is still within reach.
All savvy business owners know that high performing employees are the backbone of a company. Here’s how to get the most out of your staff and see your business thrive.
When it comes to refinancing your home loan, it’s a case of reward vs risk. Let us step you through some of the most common questions and concerns.
Australians have gravitated towards the benefits of interest-only home loans in high numbers in years gone by. But a raft of changes mean it may be time to switch it up.
Hint: two are property moguls, two are mining giants, and one built his empire on cardboard.
You may have heard the PM drop a big hint earlier this week that tax cuts are coming for middle-income Aussie families. It was all very light on detail, so here’s what to make of it.
It could soon become harder for Aussie families to secure a loan directly from lenders without expert help, with the prudential regulator warning people to prepare for a lending standards crackdown.
You’ve probably heard about “the Australian housing bubble”. You may even have heard that it could one day burst. But is there really any cause for alarm?