Why you might want to refinance sooner rather than later
Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look…
Read MoreInterest rates to keep climbing as RBA hikes cash rate to 1.85%
The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.85%. Here’s how to…
Read MoreKeep calm and carry on: 5 ways you can absorb interest rate rises
We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If…
Read MoreRenovate or invest? How 7-in-10 Aussies are using their equity
Seven in 10 homeowners have recently used the equity in their home to renovate, invest in property or shares, or boost their…
Read MoreSingle and under 30? You’re a great fit for the 5% deposit scheme
Single Australians under 30 snare the lion’s share of spots in the federal government’s 5% deposit first home buyer scheme, according to…
Read MoreThe tax on luxury cars just got a little cheaper
Got your eye on a luxury car that’ll make your mates jealous? Or perhaps something that’s a little more fuel-efficient and environmentally…
Read MoreRBA lifts cash rate for the third month in a row to 1.35%
The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.35% amid continuing inflation…
Read MoreFinancial hardship arrangement reporting is about to change
With interest rates on the way back up, there’s no doubt some households around the country are starting to do it a…
Read MoreWant a first home buyer scheme spot? Here’s how to get the inside lane
We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a…
Read MoreNo more Mr Nice Guy: the ATO wants its money
Tax time is just around the corner and the ATO has sent out a warning to businesses around the country that owe…
Read MoreRefinancing numbers are surging across the country, here’s why
Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking…
Read MoreRBA increases cash rate for second consecutive month, to 0.85%
The Reserve Bank of Australia (RBA) has increased the official cash rate by 50 basis points to 0.85%. How much extra should…
Read MoreBanks tighten lending, reducing the maximum you can borrow
Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from…
Read MoreBulk of SMEs preparing for growth over next 12 months: research
Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of…
Read MoreATO hit list: rental property income and capital gains
Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and…
Read MoreThe two major parties’ first home buyer policies explained
Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two…
Read MoreReady for lift-off: how to prepare a buffer for more rate rises
Rate rises are a bit like taking off in a plane. Sure, it's a bit nervy, but so long as you’ve run…
Read MoreEOFY alert! Financial year-end is fast approaching
Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have just…
Read MoreRBA increases cash rate to 0.35% amid high inflation concerns
The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high inflation concerns…
Read MoreBrace yourselves: a May rate hike might be coming next week
The chances of the Reserve Bank of Australia (RBA) lifting the official cash rate on Tuesday just increased dramatically after figures showed…
Read MoreSMEs invest in machinery, IT and energy-efficient assets for growth
Australian small businesses are investing in their recovery through a surge in machinery purchases, IT and office technologies, and sustainable business assets,…
Read MoreAttention first home buyers! Price caps increase for 5% deposit scheme
First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in property price…
Read MoreHow to avoid becoming a victim of underquoting
It’s the hope that kills you. Just ask Carlton fans, NSW Blues supporters, Wallabies sufferers, and hopeful homebuyers who have fallen victim…
Read MoreWhat the!? Tesla came third on the new vehicles sold list?
Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up the sales…
Read MoreHow to save a first home deposit in just over a year
It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new research. Want…
Read MoreBudget winners: first home buyers, regional buyers, single parents
First home buyers, regional buyers and single parents keen to crack the property market are the big winners in this year’s federal…
Read More16 ways the government should tackle housing affordability: report
Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16 recommendations to…
Read MoreHow much have car prices gone up since the pandemic began?
Most of you would have noticed that car prices have gone up significantly over the past two years. But how much have…
Read MoreWhat’s your debt-to-income ratio? And why do lenders care about it?
New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s…
Read MoreFlood victims can defer loan repayments for up to 3 months
Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for a three-month…
Read MoreWhich two capital cities might have just hit their property price peak?
It’s a three-speed property market across the country right now, with two capital cities showing signs prices might’ve peaked, three cities looking…
Read MoreThought about buying an EV? Interest rates for them are dropping
It wasn’t long ago that the idea of buying an electric vehicle (EV) seemed like a bit of futuristic science-fiction. But with…
Read MoreWhere are tradies most in demand at the moment?
Keen to tackle a renovation project in 2022? You might have noticed that tradies are hard to pin down at the moment.…
Read MoreFixed rates on the rise, as CommBank tips a June cash rate hike
Hold onto your hats, things are about to get a little bumpy. Economists from Australia’s biggest bank are predicting the Reserve Bank…
Read MoreFlexibility emerges as a key priority for small business loans
What’s most important to you when selecting a lender to provide finance for your small business right now? Well, Australian small business…
Read MoreWhy are houses becoming so much more expensive to build?
Construction costs just rose at the fastest annual pace since 2005. So why is it getting so expensive to build your own…
Read MoreWhich cities are expected to have the biggest price growth in 2022?
National property prices are predicted to rise by up to 9% in 2022, according to REA Group, but which cities are tipped…
Read MoreOne in five young adults are saving to start their own business
Ever dreamed about telling your boss to “shove it” and starting up your own business? Well, there’s been a big jump in…
Read MoreYour suburb’s 2021 property report card is in
With all the talk of record-breaking property growth throughout 2021, do you know how exactly your suburb and property type performed? Today…
Read MoreBorrowing soars: average loan up almost $100,000 in 12 months
How much do you need to borrow to buy a typical Australian home these days? Well, the average loan size has increased…
Read MoreWhat was Australia’s top-selling vehicle in 2021?
Some of us buy cars for work, others for play. So it’s no surprise that the top two cars in 2021 can…
Read MoreHomeowners nearly four years ahead on their mortgage repayments
Australian homeowners are loading up their offset accounts in record amounts, so much so that the average household is almost four years…
Read More2022 forecast: places where housing prices aren’t slowing down
National housing values grew 22.1% in 2021, and there are two capital cities and one region in particular that are not ready…
Read MoreThree (financial) New Year’s resolution ideas
Cut calories, increase your steps, abstain from alcohol: each year we set ourselves some pretty lofty New Year’s resolutions, most of which…
Read MoreSeason’s greetings! Here’s to a prosperous 2022!
To all our terrific clients: thank you for your ongoing support and for being such wonderful, loyal clients. We hope you’re shifting…
Read MoreUp to 4,600 first home buyer guarantees back up for grabs
Want to buy your first home with a deposit of just 5% and pay no lenders’ mortgage insurance? You could be in…
Read MoreHow many SMEs find it difficult to repay business loans?
Ever thought about taking out a loan for your business but hesitated because you were worried about meeting your repayments? Don’t worry,…
Read MoreDon’t drown in Buy Now Pay Later debt this Christmas
Christmas is fast approaching and there’s a good chance you’ve started turning your attention to gifts for family and friends. But be…
Read MoreFOMO factor: more Aussies looking to buy with mates or siblings
Ever thought about buying a property with a friend or family member? You’re not the only one. The rising cost of property…
Read MoreAre your cashflow needs in order ahead of the summer trading season?
The summer trading season poses a raft of tricky cashflow and stocking challenges for retailers at the best of times, let alone…
Read MoreHow well has your salary kept up with house prices?
You’ve probably noticed that house prices in Australia consistently outstrip growth in wages. But by how much? And what can you do…
Read MoreThink property prices will dip when rates rise? Don’t bet the house on it
Whether you’re looking to buy, sell or hold, there’s a good chance you’ve wondered whether the property market will tumble when interest…
Read MoreHow to protect your business and your customers from scams
When you pay a supplier or service provider, are you certain you’re paying the right account? You’ve got to be super careful…
Read MoreOpen banking is ramping up, so how are lenders using your data?
Open banking is here and it’s charging full steam ahead. So just how are lenders and fintechs using your shared data in…
Read MoreWheels in motion: RBA paves the way for early cash rate rise
Mortgage holders are facing a sooner-than-expected cash rate rise after the Reserve Bank of Australia (RBA) revised its outlook due to the…
Read MoreNetflix and too chill: house hunters cutting corners on inspections
More than half of Australian house hunters spend the same amount of time inspecting a property as they do watching an episode…
Read MoreSeismic shift: two major banks hike fixed interest rates
Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed rates this…
Read MoreAre you relying on a personal credit card for business expenses?
We’ve all been guilty of the odd credit card mix-up from time to time - it happens! But if you’re consistently relying…
Read MoreHow 1-in-10 first home buyers cracked the market 4 years sooner
Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home buyers a…
Read MoreSME lending options are on the rise, but how do you access them?
While many SME owners worry about their access to finance, a surge of new lenders and products is rapidly expanding the options…
Read MoreBar raised for borrowers: tougher home loan serviceability tests
Some borrowers will soon find it harder to get a mortgage after the banking regulator announced tougher serviceability tests for home loans.…
Read MoreIs a home loan lending crackdown on the horizon?
The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted and timely…
Read MoreOnly half of SMEs have recently been able to secure full funding: report
Almost one-in-two SMEs have applied for new funding in the last six months, a new report has found, and of those SMEs…
Read MoreTop 5 property investor trends for 2021-22
With house prices going gangbusters in the first half of 2021, is it still a good time to buy property? The majority…
Read MoreAre you too loyal for your own good? The banks think so
The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the…
Read MoreRefinancing figures are on a record-breaking run: here’s why
With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July. Today we’ll run…
Read MoreAre they really OK? Here’s how to check in with them today
Do you know how the people in your world are really doing right now? Chances are you know someone who’s doing it…
Read MoreNine in 10 FHBs trust brokers to help them buy their first property
Remember that classic TV ad: ‘nine out of 10 dentists recommend using ?’ Well, it turns out we’ve earned a similar level…
Read MoreSME Recovery Loan Scheme revamped to help more businesses
More small and medium-sized businesses struggling to stay afloat due to the economic impacts of COVID will have access to cheaper funding…
Read MoreHow to ease financial pressure through debt consolidation
With many people around the country doing it tough right now, this week we’ll look at a way you can take some…
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