Home loans: to lock in the rate or not?
With some of the major lenders recently lifting interest rates on variable home loans, we've had a number of enquiries this week…
Read More2017
It’s all about balance: Using an offset account to your advantage
Want to avoid sinking your entire savings balance into your mortgage? An offset account could be the solution you've been looking for.
Read MoreImprove your finances one month at a time with this 2018 to-do list
It's easy to get overwhelmed with a long list of tasks, so we've simplified things for you. Just tackle one job on…
Read MoreWhat you need to know before buying your second property
Whether it’s as an investment asset or a holiday home, buying your second property poses a unique set of challenges. Here’s what…
Read MoreMerry Christmas! Here’s to a prosperous 2018!
With the festive season upon us we'd like to take a moment to thank you all for a fantastic 2017!
Read MoreMake your New Year’s resolution all about a home loan health check
Whenever we think of New Year's resolutions, we always seem to commit to improving our physical wellbeing rather than our financial wellbeing.
Read MoreWhat to be aware of when using rating websites to make purchases
A five-star rating score may sound like a great way to decide what brand to buy this Christmas, but who is doing…
Read MoreGoing guarantor on a family member’s loan?
Saying no to family is always difficult. But if a family member or friend asks you to become a loan guarantor, it…
Read MoreFour business hurdles that trip up first timers
Whether you're keen to start monetizing a passion project, or want to finally escape office politics and run your own show, here…
Read MoreBitcoin: boom or bubble?
Ask 10 different financial experts about the future of Bitcoin, and you'll get 10 different answers. Here's the good, the bad and…
Read MoreInterest-only loan numbers plummet, but rest assured the option still exists
A regulatory crackdown on interest-only loans has been much more effective than many anticipated, but rest assured the option is still within…
Read MoreGot talented, but underperforming, employees? Here’s how to motivate them
All savvy business owners know that high performing employees are the backbone of a company. Here's how to get the most out…
Read MoreFloating the idea of refinancing your home loan?
When it comes to refinancing your home loan, it's a case of reward vs risk. Let us step you through some of…
Read MoreWhy it might be time to consider a principal-and-interest home loan
Australians have gravitated towards the benefits of interest-only home loans in high numbers in years gone by. But a raft of changes…
Read MoreWho wants to be a billionaire? How five of Australia’s richest did it
Hint: two are property moguls, two are mining giants, and one built his empire on cardboard.
Read MoreDissecting the PM’s tax cut teaser
You may have heard the PM drop a big hint earlier this week that tax cuts are coming for middle-income Aussie families.…
Read MoreRegulator to crackdown on lending standards
It could soon become harder for Aussie families to secure a loan directly from lenders without expert help, with the prudential regulator…
Read MoreWhat is a housing bubble and should I be worried?
You’ve probably heard about "the Australian housing bubble". You may even have heard that it could one day burst. But is there…
Read MoreDo your kids have the skills they need for tomorrow?
Half of all Australian parents don't believe their children are equipped with the skills needed to thrive in future. Are you setting…
Read MoreThe big interest rate news you probably missed
You may have heard that the RBA is once again holding its horses when it comes to the official cash rate. But…
Read MoreDo you really need that credit card?
Banks spend a lot of time telling you a credit card will solve all your problems. While there's no denying they come…
Read MoreFinance & the single woman: what you need to know
Gone are the days when depending on Mr. Right was the only way to secure a comfortable future. And frankly, good riddance!
Read MoreHow to ask the boss for a pay rise
If you don't get paid what you're worth, perhaps it's time to ask. Here's how to have that overdue conversation with your…
Read MoreCreate a business budget in seven simple steps
You’ve got clients, you’re making money and you’re paying the bills. But if you don’t have a budget, how do you know…
Read MoreIdentity theft. Don’t Lose Yourself
Identity theft is on the rise. People are increasingly putting more of their private information on public platforms, making it easier for…
Read MoreHave you taught your kids good money habits?
It’s not enough to simply tell your kids that “money doesn’t grow on trees”. Here are three ways to set them up…
Read MoreIs your coffee habit adding years to your mortgage pain?
It’s smooth, it’s delectable, and it might just be adding years to your mortgage. The culprit? Your daily cup of joe. A…
Read MoreBuilding customer loyalty: what you could learn from your local fish & chip shop
You don't just want your business to survive – you want it to thrive. And for that to happen you need a…
Read MoreWe all think we’re good people, but how many of us invest ethically?
In the past, most Australians didn't think about what their money was doing. Well, beyond making them more money, that is. We…
Read MoreBlockchain, Bitcoin and other cryptocurrencies: What you need to know
Blockchain. Bitcoin. Cryptocurrencies. You've probably heard these words popping up more and more often around your office's water-cooler, but what do they…
Read MoreWhat the heck is an ETF?
Exchange Traded Funds, or ETFs, are often cited as a lower-risk, lower-cost alternative to mutual funds and index funds. Here's a little…
Read MoreDon’t be taken for a ride, shop around when renewing home or car insurance
Shopping around for a better home and contents or car insurance policy needs to stop being thrown into the 'too-hard-basket'.
Read MoreFour reasons why you should consider paying yourself a wage
The cash in your company’s coffers isn’t just for you, so why treat it that way? Here are four reasons to bring…
Read MoreHow to respond to negative online reviews
Negative reviews are one of the most frustrating things about running a business in the digital day and age. Here's how to…
Read MoreFive legit ways to earn more positive online reviews for your business
Online reviews are today's word-of-mouth, but if you want to become a trending topic you need to be part of the conversation…
Read MoreWill your business need to adopt Single Touch Payroll?
Single Touch Payroll. Sounds much simpler than the current process, right? Well it will soon be mandatory for many businesses. Find out…
Read MoreIs your business structured correctly?
Sole trader, partnership, trust, or company? Getting this decision right can be the difference between your business being built upon a bridge…
Read MoreAre you lagging behind your competitors?
Knowing where your business stands compared to your competitors can really help you climb above the pack.
Read MoreFive tips to nail that next tax return
A dollar saved is a dollar earned. But we're talking more than just a few dollars here. Which means it's vital you're…
Read More‘Budget’ shouldn’t be a dirty word. Here’s why you need one
While creating a budget isn't exactly pig-in-the-mud kind of fun, following a few simple steps can have you laughing all the way…
Read MoreWhy a cash flow forecast might just save your business
Poor cash flow is the cause of up to 80 percent of small business failures. Make sure your business doesn't become another…
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