Loan repayments deferred six months for small businesses affected by COVID-19
If your small business is being affected by the coronavirus your loan repayments will be deferred for six months, says the Australian…
Read MoreLatest
RBA cuts cash rate to record low 0.25% amid COVID-19 outbreak
The Reserve Bank of Australia (RBA) has cut the cash rate to a record low of 0.25% following an emergency meeting due…
Read MoreHomeowners impacted by COVID-19 encouraged to contact lender
Homeowners who have had their income impacted by the coronavirus outbreak are being encouraged to seek out hardship options with their lender.
Read MoreThe coronavirus economic stimulus plan for SMEs explained
Small businesses all around the world are facing uncertain times. However, rather than shutting up shop until COVID-19 passes, the government is…
Read MoreFirst home buyer numbers spike to 10 year high
First home buyers are throwing themselves into the property market in numbers not seen since 2009.
Read MoreSME owners impacted by coronavirus urged to contact creditors
SME owners concerned about the coronavirus outbreak impacting their cash flow are being urged to talk to their creditors as soon as…
Read MoreRBA cuts cash rate to record low amid coronavirus concerns
The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of…
Read MoreEmployers granted one-off super amnesty
Employers who have underpaid their staff superannuation have been granted a one-off amnesty to make things right, but that doesn’t mean they’re…
Read MoreHow long does it take to find and secure your dream home?
It takes most first home buyers longer than a full working week to house hunt and apply for finance for their 'dream'…
Read MoreDownsizers tipped to be a ‘powerful force’ in 2020
Downsizers are tipped to take advantage of ‘the perfect storm’ and get the most out of the property market this year, predicts…
Read MoreAre you being stung by the loyalty tax?
Once upon a time you were rewarded for loyalty. But borrowers with older mortgages are typically paying a higher interest rate than…
Read MoreSmaller lenders taking applications for home loan deposit scheme
Non-major lenders have started offering another 5,000 slots for the First Home Loan Deposit Scheme, which allows first home buyers to purchase…
Read MoreCredit scores set for Valentine’s Day boost
Tens of thousands of Aussies have an extra reason to love Valentine’s Day this year, with their credit scores set to jump…
Read MoreHow to increase your property’s value by up to 10%
Properties with high energy-efficiency ratings typically sell for up to 10% more, a review of international research shows.
Read MoreWhy don’t lenders drop my repayments when the interest rate falls?
A question that’s been popping up a bit lately has been ‘why didn’t my lender reduce my repayments when the interest rate…
Read MoreThe race is on: thousands expected to rush to apply for first home loan scheme
If you’re thinking of taking advantage of the new First Home Loan Deposit Scheme then you better act quick, as thousands of…
Read MoreHow to avoid underinsuring your home
With Australia currently enduring its worst bushfire season on record, we all want to do our little bit to help out, so…
Read MoreFirst come, first served: first home buyer scheme now open
Applications for the new First Home Loan Deposit Scheme are now open, with 10,000 guarantees available to first home buyers looking to…
Read MoreSeason’s Greetings! Here’s to a prosperous 2020!
With 2019 drawing to a close, we hope you're shifting into holiday mode and getting ready to relax and unwind (or, at…
Read MoreHow to spread some free Xmas cheer these holidays
Did you know there’s around $1.1 billion owed to Aussie families in unclaimed shares, bank accounts and life insurance? With the festive…
Read MoreCould you flick Netflix? ASIC updates responsible lending guidance
Could you say goodbye to Netflix to take out a loan? That’s one example corporate watchdog ASIC has included in its responsible…
Read MoreSwipe right to buy your first home
A new web platform described as a ‘dating app but for home-ownership’ says it can help users enter the property market in…
Read MoreBanks ‘too cautious’ on SME loans: financial regulators
The country's top financial regulators are concerned banks are ‘too cautious’ when it comes to loans for small business borrowers.
Read MoreThe ‘Airbnb of pools’ splashes into Australia
Got a pool you’re constantly scooping leaves out of but never use? Or perhaps you’re looking to cool off this summer in…
Read MoreGreater protections for borrowers under new debt collection guidelines
Borrowers struggling to stay afloat will be offered greater protection from debt collection agencies under new guidelines being applied by Australian banks.
Read MoreSMEs in financial trouble urged to seek a helping hand early
Small business owners experiencing financial difficulties are often leaving it too late to seek help from a trusted adviser before going bust.
Read MoreGovt moves to free-up lending for SMEs
SMEs are set to have better access to finance, with the Australian government making two key moves this month to free-up lending…
Read MorePredatory payday lenders debt-trapping vulnerable Aussies: report
Predatory payday lenders are profiting from vulnerable Australians and trapping them in spiralling debt, according to a collaborative report by 20 consumer…
Read More6 tips to prepare your property for valuation
Looking to refinance your home loan? A valuation is a vital part of the process. So today we’ll look at some ways…
Read MoreCaps for new first home buyer scheme revealed
The property price caps in each state have been revealed for the federal government’s new first home buyer scheme. Read on to…
Read MoreAre you a spender or a saver?
Are you paid weekly, fortnightly or monthly? New research indicates that how often you’re paid has a pretty big bearing on whether…
Read MoreCrunch time: tax debts can now be reported by ATO to credit agencies
Got a large, overdue tax debt with the Australian Tax Office? Then best listen up, because certain tax debt information can now…
Read MoreFrustrating bank habit triggers probe into home loan pricing
You know that infuriating habit the big banks have of failing to pass on the RBA’s cash rate cuts in full? Well,…
Read More7 ways you can use a reverse mortgage
Got retirement on your radar? A reverse mortgage can help you improve your standard of living during your golden years. Today we’ll…
Read MoreSMEs need more support from lenders to grow: RBA
The ‘pendulum may have swung a bit too far’ when it comes to the tight lending standards currently imposed on small businesses,…
Read MoreRBA cuts cash rate, but will the banks pass it on?
The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of…
Read MoreBusiness loan rejection causing SME cash flow issues
More than one-in-five SMEs are having cash flow problems due to business loans being rejected, according to new research.
Read MoreFour ways to dive into the property market with a smaller deposit
Three-in-five prospective first home buyers intend to buy soon with a smaller deposit, rather than wait until they have saved a 20%…
Read MoreHome-ownership within reach: will you qualify for new buyer scheme?
Imagine buying your first home with only a 5% deposit and not having to pay lenders mortgage insurance. Well, that dream is…
Read MoreHas the tide turned? Household lending surges
Lending to Aussie households spiked 3.9% in July, the strongest growth seen since October 2014, according to the Australian Bureau of Statistics…
Read MoreIs the housing market drought finally over?
Marge, Marge, the rains are ‘ere! Home prices have recorded their first rise since October 2017, with national dwelling values increasing 0.8%…
Read MoreEver dreamed of starting your own business?
Ever been tempted to tell the boss you’re leaving to start your own business? You’re not alone. In fact, more than nine…
Read MoreBuy now, pay now: the importance of budgeting for gifts
How much do you think the average Aussie spends on gifts each month? $20, $50 or 100? (hint: we’re a generous bunch).…
Read MoreNew code to protect Aussies buying solar panels
Ever thought about investing in solar panels for your home? If so, you’ll know it’s a big decision and there’s a lot…
Read MoreCaviar and wine, anyone? What a court ruling means for you
Indulgences such as caviar, wagyu beef and the finest bottles of wine shouldn’t count against you when lenders assess your application for…
Read MoreOn the hunt for a new loan provider?
One in 10 consumers have switched credit products in the past year, according to new research, with Millennials and women in particular…
Read MoreTime’s ticking: ATO to report overdue tax debts to credit agencies
Businesses that put off paying large tax bills for too long may soon find that the Australian Taxation Office (ATO) has notified…
Read MorePlanning ahead: RBA says expect long-term low interest rates
Good news for mortgage holders this week, with the RBA saying “it’s reasonable to expect an extended period of low interest rates”.
Read MoreHave your smashed avo and eat it too!
One of the most annoying myths for young homebuyers has to be the smashed avo breaky one. You know - to buy…
Read MoreHow criminals steal your identity to steal your money
Scams involving identity theft have cost Australians at least $16 million this year, and that figure is likely to be just the…
Read MoreGot a spare pineapple? Pay off your mortgage faster
Reckon you could scrounge together an extra $50 each week to pay off your mortgage? If so, latest modelling shows the average…
Read MoreHousing affordability the best it’s been since 1999: HIA
Great news for home buyers - housing affordability is the best it’s been since 1999, according to new data released by the…
Read MoreWhat the cash rate cuts mean for other areas of your finance
Whenever the Reserve Bank of Australia (RBA) changes the official cash rate we all hear about how it will impact home loans.…
Read MoreRBA goes back-to-back with cash rate cuts
The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of…
Read MoreGranny flat could boost your property value by 30%
Backyard cricket pitch not getting much of a workout these days? Sick of your weekends being taken up with mowing and gardening?…
Read MoreHow to find a bank with strong corporate social responsibility
Yes, we’re well aware that this may sound like an oxymoron to some! But cheeky jokes aside, this is a question we’ve…
Read MoreIs the housing market finally about to reach rock bottom?
‘Are we there yet?’ That seems to be the million dollar question on everyone’s lips. Today we’ll take a look at whether…
Read MoreA Super heads-up before the EOFY
Superannuation changes are afoot, and time is running out this financial year to take action. Here’s what you need to know about…
Read MoreGetting hounded by ATO impersonators? Don’t get scammed this tax season
Tax time is just around the corner, which means ATO impersonators are pulling out their bag of tricks to try and scam…
Read MoreWill lenders pass on the RBA rate cut to you?
The RBA has cut the official cash rate to a new record low of 1.25%. But hang on a sec… Will lenders…
Read MoreWant more control over your future? The lowdown on SMSFs
Self-managed super funds (SMSFs) have become an increasingly popular choice in recent years due to the control and flexibility they can offer.…
Read MoreYour home is not perfect: the value of pest and building inspections
They say that home is where the heart is. And it’s true that we spend so much of our time, money and…
Read MoreWhat the re-elected Coalition government has promised
No doubt, like most, you’re suffering from a bit of election fatigue. But stick with us - here’s one last article that…
Read MoreAPRA suggests banks relax key lending criteria
Here’s a bit of good news: you may be able to borrow more for your next home loan after the prudential regulator…
Read MoreHow the new govt scheme could give you a head start on property
Did you know that it takes four to seven years for the average household to save a 20% deposit for their first…
Read MoreAdulting: mapping out your financial road to retirement from your 20s
‘Adulting’ is a real thing. It has even made it to the Oxford dictionary where it’s defined as “behaving in a way…
Read MoreFound an account transaction error? Don’t foot the bill
Most of us have found ourselves in a sticky situation where we’ve spotted an unauthorised or mistaken transaction on our bank account…
Read MoreInterested in increasing your rental returns by up to 30%?
What would you say if we told you that you could potentially increase your rental returns by up to 30% simply by…
Read MoreThe dangers of chasing investment returns
It can be a hard temptation to avoid; you sit there and watch while other investments outperform your own, and you begin…
Read MoreWill the RBA cut the cash rate this month?
We don't like to dust off the old crystal ball and speculate very often, but there's been so much noise about whether…
Read More