Buying land to build on later: what you need to know
You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be…
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Do you really need a building inspection?
Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy…
Read MoreCan we expect the RBA to cut back rates this summer?
With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at…
Read MoreHow much does LMI really add to a home’s cost?
Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your…
Read MoreHow to nail a home loan if you’re self-employed
It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes…
Read MoreWhat’s going on with negative gearing?
Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative…
Read MoreHow long it takes to save a deposit (and how to fast-track it)
Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But…
Read MoreCould rate cuts mean house prices heat up again?
Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it…
Read MoreWhy 9 out of 10 first-home buyers use a mortgage broker
Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and…
Read MoreTikTok vs talking to your broker? It’s no contest
TikTok and Instagram reels are fun, fast and free – but it’s important to be picky about whose content you’re viewing, especially…
Read MoreFixed rates tumble: a sign of things to come?
When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the…
Read MoreThe home loan feature 70% of new borrowers are hooked on
When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of…
Read MoreHow much has your home’s value risen by?
We’ve all heard the rule of thumb about property being a long-term investment. Well, get this: many home owners have seen the…
Read MoreProperty market set to blossom this spring
The sun is out – and so are the buyers! Spring is traditionally a peak period for property, and there’s a good…
Read MoreHow to buy an investment property using your home’s equity
Want to grow your investment portfolio but have most of your wealth tied up in your family home? You may be able…
Read MoreDoes your job come with home loan perks?
Your job can provide more than an income. When it comes to being approved for a home loan, certain roles can enjoy…
Read MoreWhy multi-bedroom homes could be appealing for investors
A cost of living crunch is driving a new trend among renters – and it’s changing the wish lists of some property…
Read MoreLow deposit scheme opens up to New Zealander visa holders
Kiwis hoping to buy a first home in Australia have just scored gold! The popular Aussie low-deposit home buying scheme has been…
Read MoreIs fear of rejection holding you back from your life goals?
Scared to apply for a home loan? You’re not alone. Fear of rejection has stopped one in five Aussies from applying for…
Read MoreHow much could you expect to borrow for a home in 2024?
As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging…
Read More50,000 low-deposit spots open for first home buyers and single parents
The new financial year has kicked off with a bang for first home buyers! A whopping 45,000 more places have opened up…
Read MoreWill home prices keep rising over the next year?
Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal…
Read MoreRate cuts? Pencil them in for 2025
Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting…
Read MoreIs a tree or sea change on your horizon?
Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially…
Read MoreWhy three-in-four Aussies turn to a broker for home loan help
You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further…
Read MoreFirst home buyers turn to Bank of Nan and Pop
Nan and Pop have always been good for birthday money, but one-in-10 grandparents are taking their generosity to the next level: helping…
Read MoreWhat you should know before buying ‘subject to finance’
Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped…
Read MoreNot feeling the budget love? 4 ways you could still get ahead
If the latest federal government budget is leaving you hungry for perks and savings, you're not alone. We've had a brainstorm and…
Read MoreHere’s why your borrowing power might soon get a lift
Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage…
Read MoreHow to know if you’re paying a fair price
We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing…
Read MoreCan you remember your home loan interest rate?
Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name…
Read MorePlot twist: Millennials are Australia’s most active property investors
When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation’s…
Read MoreHomeowners now an extra $71,000 richer (on average!)
You may not feel richer, but if you’re a homeowner, there’s a decent chance your personal wealth has surged over the past…
Read MoreFOMO, FOBO and FOOP – how they can hold you back
Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the right balance…
Read MoreExplainer: how construction loans work
There’s something very special about moving into a newly built home or putting the finishing touches on a major renovation. Maybe it’s…
Read MoreWhy offset accounts are hitting new highs
Spare cash can be tight right now (cost of living crunch, anyone?). But if you’ve still got some savings plus a home…
Read MoreHow long does it really take to get a home loan?
Need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times…
Read MoreWhere are the bargain homes located in your suburb?
Location may be a big driver of property prices, but in any given suburb a few streets can be all that separates…
Read MoreHome buyers rejoice! More listings are hitting the market
Great news for home buyers! After an extended run of low listings, the number of homes coming onto the market is skyrocketing.…
Read MoreThey’re back! Why property investors account for one-in-three new home loans
Lending to property investors is soaring once again. We lift the lid on what’s driving investor interest – and what it could…
Read MoreWhen will the next RBA cash rate call be made?
Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets…
Read More4 tips for self-employed home loan applications
Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn't deter you from getting into…
Read MoreFirst home buyers charge back into the market
Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and rising…
Read MoreHow your deposit size can shape the rate you pay
It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today…
Read MoreThe pros of having a mortgage broker on your side
What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make…
Read More5 New Year’s resolutions for your home loan
Thought of a New Year's resolution yet? Or perhaps you've broken one already? Either way, check out our list of possible mortgage…
Read MoreMerry Christmas! Season’s greetings from all of us to you
The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all our fantastic…
Read MoreHo ho ho! The smart move that has 1 in 10 borrowers feeling jolly
Home owners have been battling rising interest rates for over a year and a half now. But a new report reveals the…
Read MoreWhat’s tipped for house prices in 2024?
If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how the property…
Read MoreMore lenders sign up to low deposit first home buyer scheme
First home buyers with a small deposit now have an even wider range of lenders to choose from. We reveal the latest…
Read MoreHow to manage your home loan over Christmas
It may be called the silly season but a few smart strategies could help you enjoy the festive season this year without…
Read MoreThe big stretch: should you extend your loan term?
If the November rate hike will seriously stretch your finances, one potential solution may be to extend your loan term. It can…
Read MoreRBA increases the cash rate by 25 basis points, up to 4.35%
The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points, taking it to 4.35%. So just…
Read MoreBrokers help settle a record 7-in-10 new mortgages
Mortgage brokers have notched up a new personal best, with seven out of every 10 new mortgages settled thanks to their help!…
Read MoreRevealed: the four cities tipped to be future property hotspots
No matter whether you’re in the market for a home or an investment property, it makes financial sense to buy in an…
Read MoreHow much can you really save by refinancing?
Not sure what refinancing is all about? You’re not alone. Our quick explainer lets you master the basics and helps you work…
Read MoreOne-in-three first home buyers use guarantee schemes
Know anyone who wants to buy their first home? A new report confirms that low deposit schemes are getting younger buyers into…
Read MoreThe one big factor pushing house prices up
Property prices have soared almost 7% this year alone. With the upswing predicted to continue, we unpack what’s driving national housing values…
Read MoreFlat chat: why units could soon become hot property
Apartments stand out as an affordable choice when it comes to cracking the property market, not to mention downsizing. But a looming…
Read More3 ways pre-approval can give buyers an edge
There’s a lot to be said for having your home loan pre-approved. But does pre-approval mean you’re putting the cart before the…
Read MoreProperty market climbs towards new peak
The property market has thumbed its nose at higher interest rates, with values rising almost 5% since March. Here’s why national housing…
Read MoreHow does your home loan compare?
No change to the cash rate again this month, but lenders’ mortgage rates have been jumping around more than a bunch of…
Read MoreLow deposit first home buyers now have $82,000 in equity
First home buyers who bought into the market using the federal government’s 5% deposit scheme have racked up $82,000 in home equity…
Read MoreHelp to Buy Scheme set to kick off in 2024
The highly anticipated Help to Buy Scheme will kick off next year, giving more Aussies a chance to score their dream home.…
Read MoreMore Aussies turn to mortgage brokers for a hand managing hikes
An avalanche of rate hikes over the past 18 months has supersized home loan repayments. But savvy homeowners aren’t panicking. In fact,…
Read MoreSneaky rate hikes – is your lender behind them?
The Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking their variable…
Read MoreHas the tide turned? What the RBA rate pause means for homeowners
Mortgage holders rejoice - the Reserve Bank of Australia (RBA) kept the cash rate on hold in August for the second month…
Read MoreWhy are fixed rates still rising? And when might they drop again?
With plenty of pundits tipping interest rates will start to fall in the next 12 months, we look at why the big…
Read MoreWhere homeowners are spending $1 billion a month
Australians are showering their homes with $1 billion worth of love each month as home improvement spending ramps up. We look at…
Read MoreCould apartment living help you dive into the property market sooner?
Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could switching from…
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