Life Insurance explained, minus the sombre tones
Though the ads are often cliche, overly dramatic, and designed to provoke a sense of fear, life insurance can play an important…
Read MoreFinancial Advisers
Don’t blow the budget on your next property purchase
You know how it goes. You see that dream property you've just got to have, and then next minute, the budget is…
Read MoreOpportunity cost in financial decision making
Ever heard that saying along the lines of: 'A dollar saved is a dollar earned'? Well, that's not exactly true. Because a…
Read MoreWhat you need to know before buying your first home
If you had a roadmap for life, buying your first property would fall somewhere around getting married and having your first child.…
Read MoreHow much would you need to become ‘financially free’?
How much money would be enough for you to become financially free for the rest of your life? One million? Three million?…
Read MoreHow to save for a first home deposit
So you've decided to finally take the plunge and start saving for a deposit to buy your first home? Here's a few…
Read MoreWhat to consider ahead of retirement
If you're a soon-to-be retiree, you can be forgiven for thinking you've been a little hard done by with regards to retirement…
Read MoreNegotiating a settlement period
In a perfect world you select a property to buy, complete with white picket fence, and the settlement goes through on the…
Read MoreHoliday finances checklist
Your bags are packed, your visas are confirmed, and your immunisations are up-to-date. But have you made sure you won't be charged…
Read MoreHow much does an education cost these days?
Whether you're planning to send your children to a public school, faith-based school or a private school, here's how much you can…
Read MoreWhat is a bridging loan?
Looking to sell your current property and upgrade to another? Here's all you need to know about bridging loans.
Read MoreThe truth about 0% car finance offers
Seen an offer along the lines of: 'Drive away, 0% finance to pay'? Well, like most things in life, when it sounds…
Read MoreUsing your super fund to save for your first home
For most first home buyers, the property market can seem like a tough nut to crack. But today we'll look at a…
Read MoreSaving resources of the financial and environmental kind
Whether you're moving into a new property, or looking to save for an investment, here are five things you can do now…
Read MoreThe risks associated with payday loans
We've all seen the movies where the luckless protagonist borrows money from a remorseless loanshark and is warned they'll lose a finger…
Read MoreMost homeowners spent one hour inspecting property
Purchases don't come much bigger than buying a new home. So it surprised me this week to discover that most homebuyers spend…
Read MoreAre you running yourself, and your business, into the ground?
Small business owners are risking their health and their businesses by eschewing an annual holiday. Is it time you took a break?
Read MoreCrowdfunding: Beware of the hype
'Have you heard of my new Kickstarter? It’s a combination smart phone/coffee cup. I just need $100,000 to get it up and…
Read MoreDo you know what you can and can’t claim?
Taxpayers are being put on notice by the ATO, which will be paying close attention to claims for ‘other work-related expenses' this…
Read MoreAvoid underinsurance in your home
Four out of five Australian homeowners are underinsured, but most don’t realise it until they need to make a claim.
Read MoreYou’re married! Now what about your finances?
The hangover has worn off, the (frightening) wedding bills have been paid, and you finally have time to relax and look forward…
Read MoreIs your lender taking you for a ride?
Buckle up: interest charges have risen faster over the past year than any other corresponding period since 2011. That's despite the Reserve…
Read MoreSharing is caring: How to save (or make) serious cash
The sharing economy isn't simply here to stay, it's a thriving part of the Australian business landscape. Here are four platforms to…
Read MoreLending restrictions could soon ease
Financing options for homebuyers could open up once more with the federal government suggesting that lending restrictions could be eased if property…
Read MoreSeven Reasons Why You Shouldn’t Hit the Panic Button
Sure, the first half of this week has seen the Australian share market described as a “bloodbath”. But now's not a good…
Read MorePay off your mortgage in under ten years: How one family did it
For many of us, a mortgage is something that stays around for the better part of our adult lives. Not so for…
Read MoreRecording work KMs: Avoid a tax refund traffic jam
Drop the clutch of excuses. Here's how to ensure you never forget recording your work kilometres ever again.
Read MoreThree financial tips for the savvy Millennial
It takes more than just cutting back on avocados to make it financially in Australia. Here’s what the under 35s really need…
Read MoreTaxpayer confusion reigns with PAYG mix-up
Taxpayers are confused as to why they're being put into the ATO's PAYG instalments system without being informed of the change nor…
Read MoreFirst home buyer numbers on the up and up
First home buyer loan numbers have soared to their highest levels in eight years amid predictions that Millennials will soon eclipse Baby…
Read MoreShould you consider a family trust?
Family trusts can be a good way to protect your family’s assets and ensure smooth succession planning. But be warned: they're not…
Read MoreDid you leave the digital door open?
If you saw on the news that someone's business was robbed because they left the back door open, you may think they…
Read MoreCalls for stamp duty reform
There are renewed calls to reform stamp duty across Australia following a report that reveals the controversial tax paid by homebuyers has…
Read MoreShould you and your partner have joint accounts?
One of the biggest decisions you'll ever make with your partner is whether or not to tie the knot. Not far behind…
Read MoreFive free apps to help you reach your financial goals
Whether you're fed up with the boss and looking to start your own business, or simply looking to pay off your home…
Read MoreMortgage stress: What it is, and how to avoid it
You might be comfortable paying off your mortgage now, but what if things change? Here are some tips on how to avoid…
Read MoreThink you’re being priced out of the property market? Think again
Latest property data heralds good news for those eager to crack into the market in 2018.
Read MoreShares vs Property: the pros and cons breakdown
NRL vs AFL. Neighbours vs Home & Away. Gas vs charcoal grill. We Aussies are no strangers to a heated debate. And…
Read MoreIs the Ombudsman going in to bat for your small business this year?
What small business issues would you like to see improved in 2018? Find out if they're on the Ombudsman's 2018 priority list.
Read MoreImprove your finances one month at a time with this 2018 to-do list
It's easy to get overwhelmed with a long list of tasks, so we've simplified things for you. Just tackle one job on…
Read MoreWhat you need to know before buying your second property
Whether it’s as an investment asset or a holiday home, buying your second property poses a unique set of challenges. Here’s what…
Read MoreMerry Christmas! Here’s to a prosperous 2018!
With the festive season upon us we'd like to take a moment to thank you all for a fantastic 2017!
Read MoreMake your New Year’s resolution all about a home loan health check
Whenever we think of New Year's resolutions, we always seem to commit to improving our physical wellbeing rather than our financial wellbeing.
Read MoreWhat to be aware of when using rating websites to make purchases
A five-star rating score may sound like a great way to decide what brand to buy this Christmas, but who is doing…
Read MoreGoing guarantor on a family member’s loan?
Saying no to family is always difficult. But if a family member or friend asks you to become a loan guarantor, it…
Read MoreFour business hurdles that trip up first timers
Whether you're keen to start monetizing a passion project, or want to finally escape office politics and run your own show, here…
Read MoreBitcoin: boom or bubble?
Ask 10 different financial experts about the future of Bitcoin, and you'll get 10 different answers. Here's the good, the bad and…
Read MoreInterest-only loan numbers plummet, but rest assured the option still exists
A regulatory crackdown on interest-only loans has been much more effective than many anticipated, but rest assured the option is still within…
Read MoreFloating the idea of refinancing your home loan?
When it comes to refinancing your home loan, it's a case of reward vs risk. Let us step you through some of…
Read MoreWhy it might be time to consider a principal-and-interest home loan
Australians have gravitated towards the benefits of interest-only home loans in high numbers in years gone by. But a raft of changes…
Read MoreWho wants to be a billionaire? How five of Australia’s richest did it
Hint: two are property moguls, two are mining giants, and one built his empire on cardboard.
Read MoreDissecting the PM’s tax cut teaser
You may have heard the PM drop a big hint earlier this week that tax cuts are coming for middle-income Aussie families.…
Read MoreWhat is a housing bubble and should I be worried?
You’ve probably heard about "the Australian housing bubble". You may even have heard that it could one day burst. But is there…
Read MoreDo your kids have the skills they need for tomorrow?
Half of all Australian parents don't believe their children are equipped with the skills needed to thrive in future. Are you setting…
Read MoreThe big interest rate news you probably missed
You may have heard that the RBA is once again holding its horses when it comes to the official cash rate. But…
Read MoreDo you really need that credit card?
Banks spend a lot of time telling you a credit card will solve all your problems. While there's no denying they come…
Read MoreFinance & the single woman: what you need to know
Gone are the days when depending on Mr. Right was the only way to secure a comfortable future. And frankly, good riddance!
Read MoreHow to ask the boss for a pay rise
If you don't get paid what you're worth, perhaps it's time to ask. Here's how to have that overdue conversation with your…
Read MoreCreate a business budget in seven simple steps
You’ve got clients, you’re making money and you’re paying the bills. But if you don’t have a budget, how do you know…
Read MoreIdentity theft. Don’t Lose Yourself
Identity theft is on the rise. People are increasingly putting more of their private information on public platforms, making it easier for…
Read MoreHave you taught your kids good money habits?
It’s not enough to simply tell your kids that “money doesn’t grow on trees”. Here are three ways to set them up…
Read MoreIs your coffee habit adding years to your mortgage pain?
It’s smooth, it’s delectable, and it might just be adding years to your mortgage. The culprit? Your daily cup of joe. A…
Read MoreBuilding customer loyalty: what you could learn from your local fish & chip shop
You don't just want your business to survive – you want it to thrive. And for that to happen you need a…
Read MoreWe all think we’re good people, but how many of us invest ethically?
In the past, most Australians didn't think about what their money was doing. Well, beyond making them more money, that is. We…
Read MoreBlockchain, Bitcoin and other cryptocurrencies: What you need to know
Blockchain. Bitcoin. Cryptocurrencies. You've probably heard these words popping up more and more often around your office's water-cooler, but what do they…
Read MoreWhat the heck is an ETF?
Exchange Traded Funds, or ETFs, are often cited as a lower-risk, lower-cost alternative to mutual funds and index funds. Here's a little…
Read MoreDon’t be taken for a ride, shop around when renewing home or car insurance
Shopping around for a better home and contents or car insurance policy needs to stop being thrown into the 'too-hard-basket'.
Read MoreFour reasons why you should consider paying yourself a wage
The cash in your company’s coffers isn’t just for you, so why treat it that way? Here are four reasons to bring…
Read MoreHow to respond to negative online reviews
Negative reviews are one of the most frustrating things about running a business in the digital day and age. Here's how to…
Read MoreFive legit ways to earn more positive online reviews for your business
Online reviews are today's word-of-mouth, but if you want to become a trending topic you need to be part of the conversation…
Read More