Accountants

How much does it cost to own a pet?

We thought we’d have a little fun this week and look at how much it costs the average Aussie family to own a pet. After all, two in three households have one and very few budget for them!

Accountants

Having a managing agent vs doing it yourself

One of the biggest milestones you’ll encounter on your climb up the property ladder is becoming a landlord. Which means that one big decision you’ll face is whether to hire the services of a managing agent, or take on the responsibility yourself.

Accountants

6 Christmas tips to help you save this silly season

Most of us roll our eyes when we start seeing shopping centres spruik Christmas merchandise in November. While it’s important not to get caught up in the festivities too early, now’s actually a great time to start prepping to ensure your budget doesn’t blow out over the silly season.

Accountants

Farewell negative gearing and CGT discount?

You’ve probably seen ‘negative gearing’ and ‘capital gains tax’ in the news recently. That’s because they’re set to become hot topics ahead of the next federal election. Today we’ll take a look at both.

Accountants

Why it never hurts to fork out for a pair of shoes

You’ve probably heard of The Barefoot Investor before. Pre-sales for his upcoming book have already surpassed the final instalment of the Harry Potter series. But here’s why you don’t have to tread down the tricky path towards financial independence barefoot and all by yourself.

Accountants

5 Common Credit Card Traps

Credit card providers love to use all kinds of incentives to get you to put that shiny piece of plastic into your wallet, ripe for usage at your weaker moments. Here’s how to avoid getting snared in credit card debt.

Accountants

What is debt recycling?

We all know that recycling is great for the environment. But debt recycling? Well, if done right, that could be great for your own little patch of planet earth.

Accountants

Could you benefit from salary sacrificing?

Keen for a new laptop, car, or even an airport lounge membership? Sick of putting your hand in your pocket for school fees, the rent or your mortgage? All of these things could be paid for through a salary sacrifice arrangement.

Accountants

What makes your debt tax deductible?

There are two kinds of debt in this world: the kind that is tax deductible and the kind that isn’t. Knowing the difference, and planning your purchases accordingly, can significantly improve your cashflow, opportunities and overall financial position.

Accountants

How to perform a credit health check

Significant changes have been made to Australia’s credit reporting rules, with a new Comprehensive Credit Reporting regime (CCR) coming into effect in the new financial year. Which means now is as good a time as ever to perform a credit check.

Accountants

Don’t get tripped up by these scams

They say a fool and their money are easily parted. But with how sophisticated scams are becoming nowadays, it’s no longer just fools who are being duped. Here’s how to spot a scam in the digital day and age.

Accountants

What you need to know before buying your first home

If you had a roadmap for life, buying your first property would fall somewhere around getting married and having your first child. You spend hours upon hours researching up on the first two, so it only makes sense to do a bit of homework on this one, too.

Accountants

What to consider ahead of retirement

If you’re a soon-to-be retiree, you can be forgiven for thinking you’ve been a little hard done by with regards to retirement planning schemes. Rest assured there’s still time to ensure a comfortable retirement.

Accountants

Negotiating a settlement period

In a perfect world you select a property to buy, complete with white picket fence, and the settlement goes through on the agreed date without a hitch. But as we all know, we don’t live in a perfect world.

Accountants

Holiday finances checklist

Your bags are packed, your visas are confirmed, and your immunisations are up-to-date. But have you made sure you won’t be charged an arm and a leg during the trip?