Responsible lending laws to be axed: what that means for you
You might have recently heard that ‘responsible lending laws’ are set to be scrapped early next year. Rest assured though that you'll…
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JobKeeper 2.0 is about to begin: here’s what you need to know
Like most sequels, JobKeeper 2.0 won’t be as big a blockbuster as the original. But that’s not to say it won't help…
Read MoreHouse prices tipped to surge 15%, RBA hints at cash rate cut
Strap yourself in: Australian house prices are tipped to experience a mild COVID-19 dip before surging 15% over the following two years,…
Read MoreIs now a good time to buy property? Two-thirds of investors say ‘yes’
The majority of property investors are remaining upbeat despite COVID-19, with 67% believing now is a good time to invest in residential…
Read MoreLenders begin contacting borrowers who have deferred loans
If you’ve deferred your home or business loan then it’s likely your bank will reach out to you in the coming weeks.…
Read MoreR U OK? We’re here for you, and here’s how you can support others
2020 hasn’t been an easy year for many Aussie households and businesses, which makes today an important one to check in on…
Read MoreHow to enter the property market with a $15,000 to $30,000 deposit
First home buyers are now breaking into the property market more than four years faster than they typically would thanks to a…
Read MoreMore than a quarter of SME businesses knocked back for finance
As if small and medium-sized businesses weren’t already facing an uphill battle this year; now it turns out that more than a…
Read MoreThere’s a good chance you have a lazy $6k lying around your home
Whether you’re looking for extra cash to purchase a property, or could do with a few thousand dollars to pay off your…
Read MoreWhere you’re most likely to score a $50,000 discount on property right now
Home sellers across the country are lowering their price expectations in droves, new data reveals. But which two capital cities have seen…
Read More3 questions SME owners should ask themselves before JobKeeper 2.0
JobKeeper is due for a big shake-up next month, which means if you’ve been relying on it to get your business through…
Read MoreApplications now open for $25,000 HomeBuilder grant in all states
It’s been two months since HomeBuilder was first announced, and I’m sure many of us spent a bit of that time dreaming…
Read MoreProperty ranked as ‘best investment option right now’ by experts: survey
You’ve heard the saying ‘safe as houses’, right? Well, it seems that old adage may ring true even in the current pandemic,…
Read MoreCoronavirus SME Guarantee Scheme is being expanded
If you’re a small or medium-sized business owner in need of an affordable loan then we’ve got good news: the federal government…
Read MoreThe top ten Australian suburbs to buy in post-COVID-19
We’re all looking forward to things eventually getting back to normal, or at least the “new normal”. And while it’s not clear…
Read MoreHomeowners refinancing in record-high numbers: explore your options
Homeowners in record-high numbers are taking advantage of reduced interest rates and competitive refinancing offers. Are you ready to take the leap?
Read MoreHow to smooth out your business’s insurance and workers comp premiums
Getting a bill in the mail is never pleasant, but your annual insurance and workers compensation premiums can be particularly tough lump…
Read More$1 lenders mortgage insurance for eligible first home buyers
You’ve probably heard something along the lines of ‘you need a 20% deposit to buy a home’, right? Well, not necessarily. Today…
Read MoreLoan deferrals to be extended for customers who need extra breathing space
Home and business owners struggling financially due to COVID-19 will be given another four months to resume paying back their loans.
Read MoreWhy you should care about the new ‘Open Banking’ era
‘Open Banking’ is now officially upon us. But what does that mean and why should you care? Well, in a nutshell, it’ll…
Read MoreWant to buy your first home with a 5% deposit and save up to $10,000?
On your marks, get set, go! The race is on for limited spots in the federal government's First Home Loan Deposit Scheme,…
Read MoreFinal touches on $25,000 HomeBuilder scheme announced
The “crucial final touches” on the federal government’s $25,000 HomeBuilder scheme have been revealed. Will your build be eligible?
Read MoreThe $150,000 instant asset write-off, explained
Keen to buy a vehicle or another asset for your business and immediately write off the cost? You’ve got just a few…
Read MoreBest Aussie suburbs to find a “renovator’s dream”
Most of us have at one time dreamed of discovering a hidden little gem and renovating it into the most enviable house…
Read MoreYou might be closer to your first home deposit than you think
You’ve probably heard the federal government is giving $25,000 grants to eligible Australians looking to build or substantially renovate their homes. Today…
Read MoreSMEs get instant asset write-off extension, but EOFY deadline looms
Great news for small business owners: the federal government has extended the $150,000 instant asset write-off to 31 December 2020, but you’ll…
Read MoreSo, who’s eligible for the $25,000 HomeBuilder scheme?
You might have heard that the federal government will give eligible Australians $25,000 to build or substantially renovate homes as part of…
Read MoreHow the instant asset write-off applies to vehicles
Got your eye on a shiny new vehicle for your business thanks to the $150,000 instant asset write-off? We've got the answers…
Read More4 important upcoming business deadlines
Interested in a $10,000 business grant? How about buying a much-needed asset and immediately writing off the cost? Here are four looming…
Read MoreFirst home loan deposit scheme reaches capacity (for now)
The 10,000 guarantees available via the new First Home Loan Deposit Scheme have been filled or reserved, but for those who missed…
Read MoreGoodbye stamp duty?
The dreaded and controversial stamp duty tax could soon be a thing of the past, with calls for it to be abolished…
Read MoreRelief for SMEs: tardy paying companies given final notice
Promising news for SMEs this week: supply chain financing provider Greensill has given late-paying companies formal notice that it will ditch them…
Read MoreCash rate to remain at record-low level until 2023: experts
Here’s a bit of welcome news for mortgage holders: Australia’s record-low cash rate is likely to remain in place until 2023, according…
Read MoreWait, the bank can do that!?
Every now and then a bank does something that bucks the trend and takes customers by surprise. Today we’ll look at two…
Read MoreBank loyalty can cost existing borrowers: ACCC report
Loyalty is an admirable trait when it comes to our friends, family and loved ones. But if you’re extending that virtue to…
Read MoreMaking the most of the instant asset write-off before the EOFY deadline
Two months and counting (down). That’s how long your business has to make use of the $150,000 instant asset write off before…
Read MoreIs now a good time to lock in a fixed rate?
With interest rates at record low levels, today we’ll look at a question that many are asking: should I lock in a…
Read MoreThe big questions we’re receiving from first home buyers
It’s fair to say it’s an unusual time to be a first home buyer. But there are still opportunities out there for…
Read MoreWhat is the Coronavirus SME Loan Guarantee Scheme?
SME businesses in need of working capital due to the coronavirus outbreak can now access unsecured loans “more cheaply and more freely”…
Read More4 ways we can make your life easier right now
You don’t need us to tell you how much the world has changed - there’s been no shortage of news bulletins updating…
Read More5 reasons it’s a good time to refinance
Found yourself with a little extra time on your hands due to social distancing measures? Slightly worried about meeting your home loan…
Read MoreFurther protections for businesses: loan deferral scheme extended
Here's some promising news for big and small businesses alike: six-month loan deferrals are now available to larger businesses on the condition…
Read MoreNeed to pause your mortgage repayments? Here are the banks’ deferral policies
This is one article we hope you never have to read. But if COVID-19 has impacted your income to the point where…
Read MoreLoan repayments deferred six months for small businesses affected by COVID-19
If your small business is being affected by the coronavirus your loan repayments will be deferred for six months, says the Australian…
Read MoreRBA cuts cash rate to record low 0.25% amid COVID-19 outbreak
The Reserve Bank of Australia (RBA) has cut the cash rate to a record low of 0.25% following an emergency meeting due…
Read MoreHomeowners impacted by COVID-19 encouraged to contact lender
Homeowners who have had their income impacted by the coronavirus outbreak are being encouraged to seek out hardship options with their lender.
Read MoreThe coronavirus economic stimulus plan for SMEs explained
Small businesses all around the world are facing uncertain times. However, rather than shutting up shop until COVID-19 passes, the government is…
Read MoreFirst home buyer numbers spike to 10 year high
First home buyers are throwing themselves into the property market in numbers not seen since 2009.
Read MoreSME owners impacted by coronavirus urged to contact creditors
SME owners concerned about the coronavirus outbreak impacting their cash flow are being urged to talk to their creditors as soon as…
Read MoreRBA cuts cash rate to record low amid coronavirus concerns
The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of…
Read MoreEmployers granted one-off super amnesty
Employers who have underpaid their staff superannuation have been granted a one-off amnesty to make things right, but that doesn’t mean they’re…
Read MoreHow long does it take to find and secure your dream home?
It takes most first home buyers longer than a full working week to house hunt and apply for finance for their 'dream'…
Read MoreDownsizers tipped to be a ‘powerful force’ in 2020
Downsizers are tipped to take advantage of ‘the perfect storm’ and get the most out of the property market this year, predicts…
Read MoreAre you being stung by the loyalty tax?
Once upon a time you were rewarded for loyalty. But borrowers with older mortgages are typically paying a higher interest rate than…
Read MoreSmaller lenders taking applications for home loan deposit scheme
Non-major lenders have started offering another 5,000 slots for the First Home Loan Deposit Scheme, which allows first home buyers to purchase…
Read MoreCredit scores set for Valentine’s Day boost
Tens of thousands of Aussies have an extra reason to love Valentine’s Day this year, with their credit scores set to jump…
Read MoreHow to increase your property’s value by up to 10%
Properties with high energy-efficiency ratings typically sell for up to 10% more, a review of international research shows.
Read MoreWhy don’t lenders drop my repayments when the interest rate falls?
A question that’s been popping up a bit lately has been ‘why didn’t my lender reduce my repayments when the interest rate…
Read MoreThe race is on: thousands expected to rush to apply for first home loan scheme
If you’re thinking of taking advantage of the new First Home Loan Deposit Scheme then you better act quick, as thousands of…
Read MoreHow to avoid underinsuring your home
With Australia currently enduring its worst bushfire season on record, we all want to do our little bit to help out, so…
Read MoreFirst come, first served: first home buyer scheme now open
Applications for the new First Home Loan Deposit Scheme are now open, with 10,000 guarantees available to first home buyers looking to…
Read MoreSeason’s Greetings! Here’s to a prosperous 2020!
With 2019 drawing to a close, we hope you're shifting into holiday mode and getting ready to relax and unwind (or, at…
Read MoreHow to spread some free Xmas cheer these holidays
Did you know there’s around $1.1 billion owed to Aussie families in unclaimed shares, bank accounts and life insurance? With the festive…
Read MoreCould you flick Netflix? ASIC updates responsible lending guidance
Could you say goodbye to Netflix to take out a loan? That’s one example corporate watchdog ASIC has included in its responsible…
Read MoreSwipe right to buy your first home
A new web platform described as a ‘dating app but for home-ownership’ says it can help users enter the property market in…
Read MoreBanks ‘too cautious’ on SME loans: financial regulators
The country's top financial regulators are concerned banks are ‘too cautious’ when it comes to loans for small business borrowers.
Read MoreThe ‘Airbnb of pools’ splashes into Australia
Got a pool you’re constantly scooping leaves out of but never use? Or perhaps you’re looking to cool off this summer in…
Read MoreGreater protections for borrowers under new debt collection guidelines
Borrowers struggling to stay afloat will be offered greater protection from debt collection agencies under new guidelines being applied by Australian banks.
Read MoreSMEs in financial trouble urged to seek a helping hand early
Small business owners experiencing financial difficulties are often leaving it too late to seek help from a trusted adviser before going bust.
Read MoreGovt moves to free-up lending for SMEs
SMEs are set to have better access to finance, with the Australian government making two key moves this month to free-up lending…
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