Three (financial) New Year’s resolution ideas
Cut calories, increase your steps, abstain from alcohol: each year we set ourselves some pretty lofty New Year’s resolutions, most of which…
Read More2021
Season’s greetings! Here’s to a prosperous 2022!
To all our terrific clients: thank you for your ongoing support and for being such wonderful, loyal clients. We hope you’re shifting…
Read MoreUp to 4,600 first home buyer guarantees back up for grabs
Want to buy your first home with a deposit of just 5% and pay no lenders’ mortgage insurance? You could be in…
Read MoreHow many SMEs find it difficult to repay business loans?
Ever thought about taking out a loan for your business but hesitated because you were worried about meeting your repayments? Don’t worry,…
Read MoreDon’t drown in Buy Now Pay Later debt this Christmas
Christmas is fast approaching and there’s a good chance you’ve started turning your attention to gifts for family and friends. But be…
Read MoreFOMO factor: more Aussies looking to buy with mates or siblings
Ever thought about buying a property with a friend or family member? You’re not the only one. The rising cost of property…
Read MoreAre your cashflow needs in order ahead of the summer trading season?
The summer trading season poses a raft of tricky cashflow and stocking challenges for retailers at the best of times, let alone…
Read MoreHow well has your salary kept up with house prices?
You’ve probably noticed that house prices in Australia consistently outstrip growth in wages. But by how much? And what can you do…
Read MoreThink property prices will dip when rates rise? Don’t bet the house on it
Whether you’re looking to buy, sell or hold, there’s a good chance you’ve wondered whether the property market will tumble when interest…
Read MoreHow to protect your business and your customers from scams
When you pay a supplier or service provider, are you certain you’re paying the right account? You’ve got to be super careful…
Read MoreOpen banking is ramping up, so how are lenders using your data?
Open banking is here and it’s charging full steam ahead. So just how are lenders and fintechs using your shared data in…
Read MoreWheels in motion: RBA paves the way for early cash rate rise
Mortgage holders are facing a sooner-than-expected cash rate rise after the Reserve Bank of Australia (RBA) revised its outlook due to the…
Read MoreNetflix and too chill: house hunters cutting corners on inspections
More than half of Australian house hunters spend the same amount of time inspecting a property as they do watching an episode…
Read MoreSeismic shift: two major banks hike fixed interest rates
Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed rates this…
Read MoreAre you relying on a personal credit card for business expenses?
We’ve all been guilty of the odd credit card mix-up from time to time - it happens! But if you’re consistently relying…
Read MoreHow 1-in-10 first home buyers cracked the market 4 years sooner
Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home buyers a…
Read MoreSME lending options are on the rise, but how do you access them?
While many SME owners worry about their access to finance, a surge of new lenders and products is rapidly expanding the options…
Read MoreBar raised for borrowers: tougher home loan serviceability tests
Some borrowers will soon find it harder to get a mortgage after the banking regulator announced tougher serviceability tests for home loans.…
Read MoreIs a home loan lending crackdown on the horizon?
The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted and timely…
Read MoreOnly half of SMEs have recently been able to secure full funding: report
Almost one-in-two SMEs have applied for new funding in the last six months, a new report has found, and of those SMEs…
Read MoreTop 5 property investor trends for 2021-22
With house prices going gangbusters in the first half of 2021, is it still a good time to buy property? The majority…
Read MoreAre you too loyal for your own good? The banks think so
The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the…
Read MoreRefinancing figures are on a record-breaking run: here’s why
With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July. Today we’ll run…
Read MoreAre they really OK? Here’s how to check in with them today
Do you know how the people in your world are really doing right now? Chances are you know someone who’s doing it…
Read MoreNine in 10 FHBs trust brokers to help them buy their first property
Remember that classic TV ad: ‘nine out of 10 dentists recommend using ?’ Well, it turns out we’ve earned a similar level…
Read MoreSME Recovery Loan Scheme revamped to help more businesses
More small and medium-sized businesses struggling to stay afloat due to the economic impacts of COVID will have access to cheaper funding…
Read MoreHow to ease financial pressure through debt consolidation
With many people around the country doing it tough right now, this week we’ll look at a way you can take some…
Read MoreCOVID hardship and grant options that could help you
With the pandemic once again tightening its grip around many parts of Australia, today we’ll run you through hardship and grant options…
Read MoreNew super laws: a timely reminder to check your life insurance policy
What measures do you have in place to help protect your family home or business? If life insurance through your superannuation account…
Read MoreHouse price growth hits 17-year high, but is it slowing down?
You’d have to go all the way back to the 2004 Athens Olympics to find a time when house price growth was…
Read MoreCash flow tips for businesses thriving and surviving the pandemic
Australia is a tale of two economies right now, depending on the state or sector your business is based in. Today we’ll…
Read MoreBuy Now Pay Later users put on notice by credit agency
Do you use a Buy Now Pay Later (BNPL) service like Afterpay or Zip? If so, be warned that one leading credit…
Read MoreWhat’s the best day to auction your house?
Drive or walk around your local suburb mid-morning on a Saturday and chances are you’ll pass a few freshly banged up ‘Auction’…
Read MoreNeed help paying your insurance and workers comp premiums this year?
As if Australian business owners hadn’t faced enough challenges this past year - now the dreaded annual insurance and workers compensation premiums…
Read MoreGreen thumbs beware: one-third of veggie gardens contaminated with lead
One of the most exciting things about moving into your own home is doing whatever you want with it, such as growing…
Read MoreHow much extra will your mortgage cost when interest rates rise?
After 18 straight RBA cash rate cuts it can be easy to dismiss the notion that interest rates might rise again. But…
Read MoreIt’s on! First home loan deposit schemes open for applications
If you’d like to buy your first home with just a 5% deposit and pay no lenders mortgage insurance (LMI), then you…
Read MoreEOFY alert! Financial year end just days away
Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost only have…
Read MoreProperty price caps increased for first home loan deposit scheme
First home buyers can now purchase more expensive properties under the federal government’s hugely popular 5% deposit, no LMI scheme.
Read MoreSize matters: how to get more bang for your buck on property sizes
An increasing number of Australians are prioritising larger homes and bigger blocks in their house-hunting endeavours since the pandemic began. But where…
Read MoreAussie businesses load up on light commercial vehicles
Australian businesses have shifted things up a gear this year, with new asset finance figures revealing a 187% rise in light commercial…
Read More33 suburbs where buyers still have the upper hand over sellers
Most of Australia may be a seller’s market right now, but there are still a few dozen suburbs around the country where…
Read MoreWant to switch home loans? Here are some top tips for refinancing
With interest rates at record low levels, we’ve seen a big increase in homeowners wanting to refinance this year. So this week…
Read MorePedal to the metal: EOFY is officially bearing down on us
Keen to buy a vehicle, asset or another vital piece of equipment for your business and immediately write off the cost? Well,…
Read More“Tide turning on interest rates”: CBA hikes fixed rates
Australia’s biggest bank has hiked its three-year fixed rate for owner-occupiers in a further sign that “the tide is turning on interest…
Read More4 in 5 hopeful buyers don’t understand key financial concepts
While most Australians dream of owning their own home, the majority of hopeful homeowners admit they don’t fully understand how home loans…
Read MoreSMEs to get full asset write-off extension and fairer go with ATO
Small businesses in dispute with the ATO over their tax debt will get “a fairer go” under new rules proposed in the…
Read MoreSingle parents and first home buyers get big budget boost
Single parents saving for a property and first home buyers are the big winners from this year’s federal budget. Today we’ll break…
Read MoreIs it cheaper to buy or rent your next home? You might be surprised
While it might feel like property prices are skyrocketing out of reach, the majority of Australian homes are actually cheaper to buy…
Read MoreHas the housing market’s latest record-breaking run peaked?
Property prices climbed at a breathtaking pace in early 2021, which has been good news for homeowners and heartbreaking for house hunters.…
Read MoreBusiness demand for equipment has hit record numbers
Businesses across the country are purchasing new equipment and vehicles in record numbers, as companies big and small embrace the strongest market…
Read MoreHomeBuilder extension gives applicants extra 12 months to start building
Tens of thousands of HomeBuilder applicants around the nation can breathe a sigh of relief after the federal government extended the construction…
Read MoreHow long do you have to snap up a property in the current market?
You open up the real estate app on your phone, scroll through a few listings, and then there it is: the home…
Read MoreCOVID-19 repayment amnesty over: how to avoid a bad credit rating
The COVID-19 loan deferral program and credit reporting amnesty is now over, which means banks will report any late repayments on mortgage…
Read MoreFixed mortgage rates set to rise in coming months: experts
House prices could jump 17% in 2021 and mortgage rates are set to rise much sooner than expected, ANZ Bank has tipped.
Read MoreHow do you compare: how much of your pay goes to your mortgage?
The property market is going through a boom phase, which means housing affordability is getting tougher. So how much does the average…
Read MoreFree new mental health support service for small business owners
Floods, fire and pandemic - it’s been an incredibly tough 15 months for many Australian businesses. And with government support about to…
Read More$15,000 HomeBuilder grant deadline fast approaching
Thinking of building, buying a new home or renovating? The HomeBuilder scheme ends on March 31, which means you’ve got less than…
Read MoreDo you have a succession plan in place for your business?
Who would take the reins of your family business if you had to take a step back from it? Turns out just…
Read More7 ways to make your property more attractive to potential buyers
Did you know more than a third of Australian homeowners are considering putting their property up for sale so they can take…
Read MoreBoom time: Australian home values surging at fastest pace in 17 years
It’s official: Australia’s housing market is in the midst of a broad-based boom, with the national home value surging 2.1% higher in…
Read MoreSME credit demand improves, lenders begin next phase of COVID-19 support
Things are starting to look better for small business owners across the country with just 5% of deferred business loans yet to…
Read MoreTick tock – is time running out for first home buyers?
The first home buyer market had a bumper year in 2020 due to modest declines in property prices, reduced investor activity, and…
Read More“On the cusp of a boom”: CBA’s assessment of the housing market
Australia’s housing market is on the “cusp of a boom”, with house prices set to leap 16% over the next two years,…
Read MoreDigital transformation: how does your business compare?
How well placed is your retail business when it comes to its digital transformation? Today we’ll look at some of the ways…
Read MoreBack up for grabs: 1800 first home buyer scheme spots reissued
Great news just in for first home buyers: the Australian government will reissue 1800 First Home Loan Deposit Scheme (FHLDS) spots from…
Read MoreRecord-breaking: 5 big property trends in 2021
After a bumpy 2020, 2021 is already rewriting the record books. From property prices, to interest rates, to refinancing - no matter…
Read MoreHow did your suburb fare during the COVID-19 crisis?
When coronavirus broke out across Australia, doomsday reports tipped the property market could fall as far as 30% across the country. Fortunately,…
Read MoreHow will your business bounce back from 2020?
If you’re worried about how to recover from the horror show that was 2020, you’re not alone. Two-thirds of Australian small to…
Read MoreHouse prices projected to jump 30% in three years: RBA
It’s the document that was never meant to see the light of day. But a Freedom of Information request reveals the Reserve…
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